Loan Appeals

Client Loan Decision Appeal Policy

Community Futures Highwood (CFH) is an independent not-for-profit corporation led by a volunteer Board of Directors. The Board of Directors has final authority for all decisions and will ensure its clients are served in a fair and professional manner and that it’s loan clients will have access to an appeal process.


Appeal Process / Rejected Applications

An applicant may appeal a loan decision in writing, outlining their reasons for the appeal and/or presenting new information that may help the application viability.


For loans of $30,000 or less, a written appeal must be submitted within three (3) business days of receiving the rejection.

For loans over $30,000, a written appeal must be submitted within seven (7) business days of receiving the rejection.


All loan appeals must be directed in writing or email to the Executive Director and/or Board Chair of CFH within the above referenced time frame for appeals as allocated.

Appeals will be considered within 10 business days of receipt.

External Appeals:

Should the CFH designated appeals sub-committee again reject the proposal, a client who wishes to appeal a decision by the appeals sub-committee, can appeal the loan decision to the Regional Appeals Committee for Southern Alberta.
An Application for External Appeal must be completed within ten (10) business days from the date of the Internal Review decision being communicated by CFH to the client.

The role of the Community Futures South Alberta Region’s Appeal/Redress Committee is to provide an external and independent review of Community Futures Highwood’s decision making and internal review processes. 

However, the Board of Community Futures Highwood maintains all final authority for all decisions. 



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Contact Us

14 McRae Street
PO Box 1599
Okotoks, AB  T1S 1B5
P: 403-995-4151


Communities Served

Aldersyde, Black Diamond, Blackie, Carmangay, Cayley, De Winton, Foothills County, High River, Kananaskis Improvement District, Lomond, Longview, MD of Willow Creek, Millarville, Milo, Mossleigh, Nanton, Okotoks, Priddis, Turner Valley, Vulcan, and Vulcan County.